Click Start Digital is partnered with Zip Pay, one of Australia’s popular finance companies offering quick and easy online payments, interest free!. Starting from as little as $1665 per month, you’ll have the option to pay off your business package with no interest within 6 months, allowing you to start trading sooner without using any of your own cash upfront.

Watch the video below for instructions on how to apply for Zip Pay.

Your repayments.

Here are the approx. monthly repayment fees for 6 months interest free!

Frequently Asked Questions

What is the lending criteria?

Zip Pay criteria is outlined below.  Some form of income is required from either:

  • Employment: full time, part time or casual with a minimum income of $30,000 per annum
  • Aged 18 – 65 years of age
  • Australian resident, residing in Australia (or NZ citizen)
  • Australian bank account and receive income into this account
  • Meet the responsible lending obligations and eligibility criteria – e.g. income and expenses and loan affordability
How long does it take for a response?

Zip Pay aim to approve customers in minutes. Sometimes they need to take a closer look at circumstances so they might ask for some extra information to ensure they follow responsible lending conduct obligations.

As a result, some applications may take longer to review as we wait for the customer to provide some extra information.

Their credit team can approve applications during the following hours:

Monday-Friday: 8am – 9pm
Saturday-Sunday: 9am – 9pm

If an application goes through outside of these hours, it is looked at first thing the next morning.
How do my repayments work?

Zip Pay set you up with minimum monthly repayments. They will deduct the payments from your account the same day each month.

The first payment once you are approved is 30 days from the day you got approved.

What are the fees?

Click Start Digital Fees:

One-off $299 processing and administration fee.

Money Me Fees:

Monthly Fee: There is a monthly account keeping fee of $5 if there is an outstanding balance of $20 or more.

Admin Fee: There is a one-off admin fee (starting from $49) that is split across repayments and not required upfront.

Interest Fee: After the 6 month interest-free period an annual interest rate of 19.5% p.a. is applied to the outstanding balance.

Late Fee: A late fee of $15 will be applied if any monthly repayment is not paid on time. Overdue fee: An overdue fee of $15 will be applied if payments are overdue.